Storm Damage: What to Do Before Calling My Insurance Agent?

It’s always good practice to check your home for damage after every storm. Some critical areas that you might want to pay close attention to are your roofing, siding, windows and attic. Look for any leaks or structural damage that may have occurred during the storm, and take photos and notes as preparation for when you file a claim with your insurance company. These are just some of the things that you should take care of before calling your insurer.

Here are more tips on what you should do before calling your insurance agent.

 

Call a Storm Restoration Contractor

 

Hire a storm restoration expert to perform a property damage inspection. While you can do some basic visual checks, these won’t surely be enough to get a full picture of your home’s current condition. Leaks, for instance, can be tricky to spot so having a professional carry out the inspection would be for the best.

 

Some of the areas that your contractors will look into are your roof, siding, windows, paint, gutters, vents and any damaged electrical wires or utilities. You can expect them to check for leaking, flooding and water damage. If they find any damage, they will likely offer their recommendations, such as roof replacement, electrical repairs, etc.

 

Discuss the Highest-Quality Materials That You Can Possibly Get

 

This is one of the advantages of hiring your own contractor and not simply relying on an insurance company-approved contractor. You can have more peace of mind that recommendations, particularly those with regards to materials, will be made with your best interest in mind. Furthermore, there is someone other than yourself who can advocate for the highest quality materials that your insurance will cover. Never settle for anything less than what you are supposed to receive just so your insurance company can save money at your expense.

 

Blackstone Exteriors provides residential and commercial exterior services. We have expertise in roofing, gutters, siding replacement and others. Call us at (515) 720-2158, or fill out our contact form to request a quote.